• Additional Medicare cuts to home health begin
  • Employers who fail to offer ”affordable” coverage would pay a $3,000 penalty for every employee that receives a subsidy through the Exchange
  • Employers who do not offer insurance must pay a tax penalty of $2,000 for every full time employee time
  • Employers with more than 200 employees can auto enroll employees in health coverage, with opt-out 
  • Limits out-of-pocket cost sharing (tied to limits in HSAs, currently $5,950/$11,900 indexed to COLA)